SINGAPORE, SINGAPORE / ACCESSWIRE / / Whether you’re planning to upgrade your home or get an investment property, you will need to take out a home loan to finance your purchase. While picking out a home loan sounds like an uphill task, it is a crucial step in completing your property purchase in Singapore. Keep reading to discover how Citibank Home loan can fulfil your property financing needs.

When you yourself have any questions on our home loan bundles, delight contact this new Citibank team of the filling your own details on means provided

• Loyal financial advisers: A mortgage need not be a distressing trip. With the devoted pointers of our own financial advisers, you can be sure from a smooth and fulfilling a mortgage travel.
• Thorough mortgage possibilities: From the Citibank, you can expect many home loan options to complete your unique a home loan need. Take your pick off changeable, repaired, otherwise hybrid (a variety of repaired and you may variable cost) mortgage packages.
• Transparent rates of interest: Our house financing interest bundles is labelled to help you clear sector standard prices (1-few days and step three-times Compounded SORA).
• Home loan Attention Counterbalance: Appreciate alot more savings with our Mortgage Notice Counterbalance ability whenever your create adjustable interest packages.
• Preferential interest rates: While you are a Citigold otherwise Citigold Individual Consumer consumer, you can buy the means to access preferential home loan interest levels.

The next step in picking a home loan will be to determine if or not a predetermined otherwise varying interest rate home loan have a tendency to greatest meet your requirements. Repaired interest lenders include rates one continue to be the same on months – consequently if you undertake a fixed interest mortgage, your home loan repayments will remain ongoing regarding lock-from inside the several months. Concurrently, varying interest home loans charge attention in accordance with the prevalent industry rates of interest. Thus if you choose to accept a varying interest rate mortgage, their mortgage repayments will vary according to the prevailing market appeal pricing.

Currently, Citibank now offers fixed and you may changeable interest financial bundles to own HDB apartments and personal possessions. Whether or not you really need to choose repaired or changeable rate of interest household financing packages hinges on the loan dimensions, individual choice, and you can financial affairs. Quite the opposite, in the event that prevailing rates is believed in order to refuse, you might be more likely when planning on taking up a changeable attention rate plan.

With Citibank Home Loan, you can look forward to a rewarding home financing journey with the guidance of our dedicated mortgage advisors and a selection of home loan plans with attractive interest rates. Before deciding on a home loan package, it is essential to consider factors like your financial profile, personal preferences, loan size, and interest rate trends. Our mortgage advisor will reach out to provide advice on loan affordability within 1 business day.

You can even need certainly to look at prevailing rate of interest trend and you will forecasts – such as for instance, in the event that prevailing rates is expected to increase, using up a predetermined interest rate plan might possibly be their website useful in the this new brief

Citi Singapore was a full-services lender offering consumers, agencies, governments and associations from inside the Singapore a standard listing of borrowing products and qualities. Its among Singapore’s biggest international financial businesses and you may a good extreme hub to own Citi in the world.

The content reflects the view of your article’s writer and you will does not always mirror the brand new viewpoints of Citi or their staff. Excite read the services has the benefit of to the Citi Singapore web site having accuracy otherwise completeness of the information showed about post.