by the best, it does not amount when your extra is done towards financing or perhaps the c/a beneficial, it’s still prominent reduction in the event the their in both among it. by remaining. we wouldnt recognize how it functions indeed there. (discuss with her again maybe?)situation dos = https://paydayloanalabama.com/parrish/ semi-flexi has only 1 membership. to make certain that your to minimize your own dominant, the cash Must borrowing for the property loan membership (subject to LO TnC). any percentage built to their c/a have nothing to do with your dominating since these accs aren’t connected. and so the 2nd officer try “korek”. =)
In fact to own scenariio step one= I asked the newest manager regarding your antique mortgage, she said perhaps not flexi after that suggest me personally better to grab other fully flexi bundle.
Scen dos= so this is “korek” haha. You setting any extra percentage in order to mortgage a/c often deduct the main amte to that LO, what about brand new T&C stated that we should instead give advance find and also make a lot more percentage. although manager explained not want since their LO maybe not update, the fresh new LO however according to the old you to, although bank system already up-date. How come ? I am scared immediately following signing tend to regret afterwards, every mth should find financial to provide deposit .
Have got to inform financial?
.As to the reasons dont particularly fully flexi? Or no big date generate advance payment has to revise bank, i wld as an alternative take completely flexi. Save your time.
Read along with Hleong islamic no securing several months, guarantee you could potentially tell you if you had one futher information. Thx.
In fact to have scenariio step one= I inquired the brand new officer regarding your traditional mortgage, she told you maybe not flexi up coming recommend me far better just take most other fully flexi bundle.
Scen dos= so this is “korek” haha. Your means any a lot more percentage to help you financing a beneficial/c usually subtract the principal amte to that particular LO, what about new T&C reported that we must promote progress notice and come up with more fee. however the manager explained not want as his or her LO maybe not improve, the latest LO still in line with the old you to, nevertheless the bank system already update. How come ? I’m afraid once finalizing commonly feel dissapointed about later, all of the mth must observe bank to provide deposit .
Reached enhance bank?
.As to why you should never instance fully flexi? If any date build deposit has to inform lender, we wld as an alternative bring totally flexi. Save time.
Read as well as Hleong islamic zero locking several months, hope you could potentially give us for people who got any futher facts. Thx.
whether the semi or full flexi, its basically a similar thing. think of it since the a hands-on auto or vehicle auto. large FC or more-keep charges on comfort versus a whole lot more feet work with lesser maintaince prices. relatively speaking.
regarding personal viewpoint, i am going to say wade full-flexi if you have the even more cash whenever your going so you’re able to roll the cash that often.
i am not entirely yes regarding UOB’s pratices, however, you normally seek the advice of brand new officials what kind of observe to help make the additional fee? non-prescription observe, thirty days notice ahead an such like.
Do any one with this specific loan bundle. Pls show certain white in my experience. My main concern ‘s the progress/prepayment. Can you imagine mthly payment is actually RM1k, and that i spend RM1.5k all mth towards financing a/c. Do the brand new RM500 commonly subtract on Dominant amt , up coming reducing the focus costs?
One told you”No”, the extra commission have a tendency to park throughout the an excellent/c and use given that an excellent mthly payment when due. See needs to be made available to bank in the event that require the other payment as subtract the principal. She recommend me to take an entire flexi home loan.